Bank Of Baroda Customers must confirm important information electronically Supervision They can be cleared before paying more than Rs 5 lakh to the bank for authentication. The positive pay confirmation rule will be applicable for Bank of Baroda customers with effect from August 1, 2022.

Key details a Bank of Baroda customer has to provide the inspection Before handing it over to the beneficiaries so that the bank can pass high value checks for payment of CTS clearing without any reconfirmation calls.

As per the bank circular, “With effect from 01.08.2022, it is proposed to make positive pay confirmation mandatory for checks of 05.00 lakhs and above. i.e., checks issued for these values ​​shall be returned to clearing/intersol without payment , if positive pay confirmation is not provided on or after 01.08.2022.”

According to the official Twitter account, “Committed to ensuring the safety of your banking. positive pay systemWe are here to protect you from check fraud. Checks above Rs 5 lakh are verified before clearing. So just #BankSafe with Bank of Baroda.”

These are the 6 mandatory inputs that have to be provided for this confirmation;

  1. check date
  2. Recipient Name
  3. Zodiac
  4. Account Number
  5. Cheque number
  6. transaction code

If the key details provided match the actual check deposited in CTS clearing and everything else is in order, such as having enough money in hand and matching signatures, the check will pass.

amend or delete

The server of National Payment Corporation of India does not allow to change or delete the data once submitted, hence there is no possibility to modify or delete the registered confirmation in any way. However, the customer can stop payment of a check issued at CTS clearing or at any time before presentation or payment over the counter.

Here are the different ways to verify BOB Positive pay check details as per website.

How to Verify Positive Pay Check Through Mobile Banking

Customers have to enter their Login Credentials > Select Options > Request Services > Positive Payment Confirmation > Select Operative Account > Enter Check Number > Balance Response on Mandatory Fields 1. Amount 2. Name of the Recipient and 3. Date 4. Transaction Code > Confirm > MPIN > Submit.

How to Verify Positive Pay Check Through Net Banking

Customers have to enter their login credentials > Select Options > Services > Check Book > Centralized Positive Pay Mechanism > Response to Mandatory Fields > 1. Select Active Account > Check Number 3. Amount 4. Recipient Name and 4. Date 5. Transaction has to be recorded. Code > Confirm > Transaction Password > Submit.

How to verify positive pay check by visiting the branch

Customers can provide confirmation of their positive pay by personally visiting any BOB branch in India. The customers have to provide mandatory inputs on the prescribed application format (as attached below). Customers are requested to provide their confirmation during the business hours of the branch concerned.

How to Confirm Positive Pay Check Using SMS

The customers will have to provide their positive confirmation on the checks issued to them to the beneficiary through virtual mobile number 8422009988. All input must contain spaces and the recipient’s name must be in capital letters, without spaces.

How to Verify Positive Pay Check by Calling Customer Care

After the customer identification process the customer can provide the confirmation of their positive payment through the following toll free numbers – 1800 258 4455 and 1800 102 4455.

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