An individual will get the option to choose from the monthly pension amount of Rs 1000, Rs 2000, Rs 4000 or Rs 5000 at the time of joining. Their contribution will depend on their age at the time of starting the plan, the frequency of contributions and the return they want after retirement.

For example, a subscriber opening an Atal Pension Yojana account at the age of 18 years and opting for a pension of Rs 5,000 per month will have to make a monthly contribution of Rs 210 for 42 years.

Similarly, for a 24-year-old subscriber who opts for a monthly pension of Rs 5,000 after retirement, the monthly contribution for the next 36 years should be Rs 346.