Besides this, Karad said that there are two Board level vacancies in the organization while 514 vacancies are at Group A level.
In response to a question, the Minister said that more than 12 lakh loans have been given by Public Sector Banks for setting up business in rural areas across the country in the post-Covid period i.e. from April, 2020 to November, 2022.
It has been reported by RBI that they have received 1,230 complaints under RBI Ombudsman relating to ‘delay in loan sanction/disbursement or non-adherence to the prescribed time schedule for disposal of loan applications’ during the period December 1, 2021 to November 11 Have got , 2022, Karad said. Of these, 1,139 complaints have been disposed of.
Responding to another question, Karad said public sector banks (PSBs) have hired around 86,996 contractual employees for various activities.
According to PSBs and the Indian Banks’ Association, public and private sector banks use the services of outsourced agencies to engage contract workers for non-core banking activities, such as housekeeping, security guards, ATM guards, etc., he said. .
This is done according to the outsourcing reserve Bank of India(RBI) guidelines regarding hiring of contract workers on contract basis, he said.
He said that such contract workers are paid wages as per the minimum wages fixed by the government from time to time.
In a separate reply, Karad said that recently all the Ministries/Departments of the Center have been asked to act in ‘mission mode’ to fill up the existing vacancies.
With regard to ATM frauds, Karad said the amount involved in such frauds has come down from Rs 116 crore in FY 2019-20 to Rs 76 crore in FY 2020-21, depending on the year of occurrence. 34.5 per cent and a decline of Rs 68 crore in the financial year 2021-22, a decline of 10.5 per cent as per the data provided by the RBI.
In response to another question, he replied, DICGC has settled deposit insurance claims of 3,06,146 eligible depositors of 35 banks under All Inclusive Directives (AID) amounting to Rs 4,055.10 crore since September 1, 2021, which From the date the DICGC (Amendment) Act, 2021 came into force till 30 November.
The DICGC (Amendment) Act, 2021 enables depositors to get timely access to deposits up to Rs 5 lakh through interim payment by the Deposit Insurance and Credit Guarantee Corporation (DICGC) within 90 days of invoking AID.
On Account Aggregator (AA) Karad said that RBI has so far granted Certificate of Registration to six companies.
AA Network is envisioned as a financial data-sharing system that can facilitate investment and credit, give consumers access to and control over their financial records and provide financial services for financial sector entities and fintech companies. Can expand the potential pool of customers.