Largest lender State Bank of India (SBI) is formulating its lending strategy based on Environment, Social and Governance or ESG score. ET has now learned that incentives will be given to borrowers with good ESG ratings. Priority will be given to green projects and products like healthcare business loan, green car loan, financing for polyhouse farms etc. The lender also plans to increase renewable energy sector credit from Rs 33,000 crore to Rs 50,000 crore.