What does IRDAI say

Hari Ananthakrishnan, who retired as chief general manager (legal) of insurance regulator IRDAI, said the court or tribunal will not only look into the cause of the accident but also the coverage of the insurance policy. “The minimum cover mandated under the Motor Vehicles Act does not cover ‘countless passengers’ traveling in private vehicles, they are insured under a comprehensive policy. Will look into all aspects. Central Motor Vehicle Rules, such as wearing seat belts,” Ananthakrishnan told the Times of India.