HDFC Life has launched a term insurance Plan Click2Protect Super, which enables customization as per your security needs and you pay only for the benefits/plan options that you have opted for. Click2Protect Super is a non-linked, non-participating, individual, net risk premium/savings life insurance Plans that provide you with a host of features such as changing life cover, extending tenure policy termTo get coverage for accidental death and terminal illness etc., as per a press release issued by HDFC Life.

This plan provides comprehensive financial security to your family. You can choose a cover from three plan options that suit your needs – Life, Life Plus and Life Goal.

Take a look at each of these options and benefits:

life choices

It provides you with life insurance for the chosen coverage term, thereby securing the future of your loved ones. This smart plan option comes with the inbuilt benefit of terminal illness cover and also allows you to increase the cover amount to ensure financial independence for your family in your absence.

Benefits of this option include

• Option to increase the death benefit up to 200%
• Waiver of premium on diagnosis of critical illness
• Option to choose additional cover for spouse
• return of premium option
• Option to get back the original premium paid at the time of policy cancellation through Smart Exit option
• Acceleration of death benefit on diagnosis of terminal illness till the age of 80 years
• Waiver of premium on total and permanent disability
• Option to receive death benefit in installments

life plus

Along with life insurance, this option enhances your cover against accidental death and terminal illness, providing comprehensive protection for life.

Benefits of this option include

• Additional Sum Assured payable in case of accidental death during the policy term
• Waiver of premium on diagnosis of critical illness
• Option to choose additional cover for spouse
• return of premium option
• Option to get back the original premium paid at the time of policy cancellation through Smart Exit option
• Provides acceleration of death benefit on diagnosis of incurable diseases, up to age 80
• Waiver of premium on total and permanent disability (through WOP disability option)
• Option to receive death benefit in installments

Life goal

This option ensures optimum coverage by offering you the flexibility to change your life cover for the desired period thereby protecting your loved ones from any liabilities and/or expenses.

Benefits of this option include

• Waiver of premium on total and permanent disability
• Option to receive death benefit in installments