Not much investors Know if they have invested in the right funds and whether their fund portfolio is on track. The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with respect to the goals and, if necessary, recommends corrective measures. The advice given is based on the performance of the fund, the risk profile of the investor as well as his financial goals.

Vijay Srivastava is saving for his child goals and retirement. Here’s what the doctor advised her:


portfolio check-up

  • Invest in equity funds for 6-7 years. Huge fund created.
  • Goals are ambitious but small increases in SIP can achieve them.
  • Direct stock investing requires research. stick to mutual funds,
  • Wedding target Rs 10 lakh very modest. 20 lakh was increased to Rs.
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note from doctor

  • very long term insurance policy 50-60 years are meaningless.
  • Avoid sector schemes. Diversified funds give better results.
  • review Investment And rebalance at least once a year.
  • Minimize the risk when you are near the target so that you do not miss the target.

Ashwini Mittal is saving for her child’s goals and retirement. Here’s what the doctor advised:

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portfolio check-up

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  • Investing in equity funds for the last 2-3 years.
  • Low SIP amount hence the corpus is not very large.
  • To meet these goals, buy a term plan of Rs 1 crore.
  • Review the mutual fund portfolio at least once a year. Change if a fund’s performance drops.
  • Minimize the risk when you are near the target so that you do not miss the target.
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Portfolio Analysis: Raj Khosla, Managing Director & Founder, MyMoneyMantra

write to us for help

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If you would like your portfolio to be examined, write to etwealth@timesgroup.com with the subject “Portfolio Doctor”. Mention the following information:

  • Names of funds held by you.
  • Present value of investment.
  • If you have SIP running in any of them… Financial goals for which you have invested.
  • How much do you need for each financial goal?
  • How far is each target?

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