Not much investors Know if they have invested in the right fund and if their Fund The portfolio is on track. The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with respect to the goals and, if necessary, recommends corrective measures. The advice given is based on the performance of the fund, risk profile of the investor as well as its performance financial goals,
Gaurav Khosla is investing for his daughter’s goal and retirement. Here is the doctor’s advice.
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- started investing in tax savings ELSS funds 6-7 years ago.
- Early start and good fund selection have helped in making huge amount.
- Goals are ambitious and need to be cut to a realistic level.
- Retirement target reduced to Rs 15 crore.
- Stock investing requires research. Stick to the fund.
note from doctor
- Buy life insurance to protect your ambitious goals.
- Avoid fixed deposits. Instead invest in PPF and Provident Fund.
- Review investments and rebalancing at least once a year.
- When the target is near, reduce the risk so that you do not miss the target.
Equity exit for near term target
Sanjeev Singh is saving for several goals. Here’s what the doctor advised her:
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- Investing in stock and equity funds over several years.
- Funds are good, but investment needs to be increased.
- The goal of buying a home is to redeem the shares and move into debt.
- Select the option of maximum equity exposure in the NPS account.
- Review investments and rebalancing at least once a year.
Raj Khosla, Managing Director and Founder, MyMoneyMantra, analyzed the portfolio.
write to us for help
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If you would like your portfolio to be examined, write to etwealth@timesgroup.com with the subject “Portfolio Doctor”. Mention the following information:
- Names of funds held by you.
- Present value of investment.
- If your SIP is running in any of these.
- Financial goals for which you have invested.
- How much do you need for each financial goal?
- how far apart is each target