Very few investors know whether they have invested in the right fund and whether their fund portfolio is on track. The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with respect to the goals and, if necessary, recommends corrective measures.
The advice given is based on the performance of the fund, risk profile of the investor as well as his financial goals.
I. Darshan is investing for his child’s education and retirement. Here’s what the doctor advised her.
Best Offer :
Smartwatches,
Headphones,
Mobile,
Camera,
Computer,
Best Books
for Digital Media,
Business & Economics,
aim
portfolio recommendations
portfolio check-up
- Investing small amounts in equity and hybrid funds.
- When the market was bullish, many funds stopped SIPs.
- The corpus has not increased due to closed SIP. Have to restart now.
- Both the goals require a big increase in the monthly SIP.
- The SIP amount will also have to be increased by 10% every year.
note from doctor
Best Offer :
Smartwatches,
Headphones,
Mobile,
Camera,
Computer,
Best Books
for Digital Media,
Business & Economics,
- Maturity value of provident fund or insurance policy is not mentioned.
- Retirement goals should be deferred if the target is not met in 15 years.
- Review investments and rebalancing at least once a year.
- Minimize the risk when you are near the target so that you do not miss the target.
Second. Vivek Sharma is saving for his daughter’s goal and retirement. Here’s her doctor’s advice.
aim
Best Offer :
Smartwatches,
Headphones,
Mobile,
Camera,
Computer,
Best Books
for Digital Media,
Business & Economics,
portfolio recommendation
portfolio check-up
- Investing in equity funds through SIP for the last 4-5 years.
- The focused portfolio has performed well but the amount is still very low.
- The goals are ambitious so the SIP should be increased every year.
- Review mutual fund portfolio at least once a year. Change if a fund’s performance drops.
- Minimize the risk when you are near the target so that you do not miss the target.
MyMoneyMantra Managing Director and Founder Raj Khosla analyzes the portfolio
Best Offer :
Smartwatches,
Headphones,
Mobile,
Camera,
Computer,
Best Books
for Digital Media,
Business & Economics,
If you would like your portfolio to be examined, write to etwealth@timesgroup.com with the subject “Portfolio Doctor”. Mention the following information:
- Names of funds held by you.
- Present value of investment.
- If your SIP is running in any of these.
- Financial goals for which you have invested.
- How much do you need for each financial goal?
- How far is each target?