Helped by consolidated AUM growth and yield expansion across its gold loan portfolio, Manappuram Finance posted decent numbers in Q1 of 2022-23 on a sequential basis. However, increased provisions in the microfinance (MFI) business dragged down the year-on-year performance. The PAT of Rs 282.1 crore grew by 8.1% on a quarterly basis but fell by 35.4% on a year-on-year basis. The company has 5,000 branches in 28 states and four union territories. it is