Over the years, members have opted to use CRED to pay credit card bills. Timely notifications, rewards and other technological interventions have helped members uncover hidden charges, avoid penalties for non-payment, and even better understand their spending patterns through data-backed insights. has helped.

Now, with CRED as a premier agent institution for Bharat Bill Payment System (BBPS), members to make recurring payments on utility bills including electricity, telecom, DTH, water & gas, education fee, municipal tax, NETC FASTag platform can be used. Recharge, Loan EMI, Insurance Premium, Membership Fee and Mobile Prepaid Recharge, etc.

Here is a roundup of benefits of paying your bills through credit card on CRED;

• One platform to pay all your bills: Paying your bills via credit card on CRED lets you manage multiple payments from a single dashboard or application. This reduces friction and increases convenience. Make mobile payments, pay your electricity bills, pay charges and much more in one go. CRED has also extended its seamless bill payment experience to BBPS powered utility payments – which means you can now set reminders for all these bill payments and never miss the due date!
• Increase your credibility: If you haven’t already received the memo, a credit score is essential to determine how creditworthy you are. A good credit score can help you get a loan easily along with many other benefits. Making timely payments and paying your bills are essential steps when building your credit score. Recurring monthly payments can help you build a healthy credit score over time.
• Leverage Insights for Better Financial Decision Making: Tools like CRED Protect and Smart Statement (if activated) help members track their card journey – with due date reminders, spending patterns and other card usage statistics. By moving recurring payments to your credit card, you can plan and analyze spending-budget and manage your money wisely.
• Increase liquidity by availing credit period: Find yourself short of cash at the end of every month? Manage credit and liquidity better by transferring recurring payments to credit, and benefit from the 45-day credit period offered. Plus, using a credit card to pay more helps you earn reward points, and platforms like CRED also offer you additional rewards and cashback—which lets you better manage your expenses and make deals and deals. Can help you take advantage of the offers practically.
• Earn and redeem more credit card rewards: The most exciting aspect of using your credit card is redeeming reward points during your purchases. With multiple credit cards and multiple sets of reward points—tracking which card holds the best rewards for purchases can be cumbersome. CRED has solved this by giving members insight on which cards hold the best rewards and which one you should choose. This information is shared when members make purchases on the platform.

Below is a step by step guide on how you can make bill payments on the CRED app;

1. Open the CRED app (if you are not a member you can download app,
2. Click on the ‘Pay’ tab at the bottom of the screen
3. Add details of your recurring bills (Utility, Rent, Maintenance etc.) and other scheduled bills (Education, FASTag)
4. Use your linked credit card to clear bills seamlessly and securely
5. Set reminders for each bill payment, to receive timely notifications and never miss a payment!