We are living in a world that keeps on changing with every passing moment. Decisions and choices have to be made. Dynamic is the keyword. The work culture of ‘9 to 5’ is practically non-existent. My name is Niharika, and it is my difficult task to establish work-life balance due to many other responsibilities. Financial security and independence is my top priority in the current environment.

While I have always tended to save and invest my money, the traditional banking experience has led to some inconveniences. For example, I have a video call to attend, and then I have to go to the bank for some formality. It takes some time, and adds more minutes to my routine.

Now with the advancement of digitization, I have tried out my banks’ apps as well. But they lack the agility of a digital-first world. The interface and experience of using the apps does not revolve around the needs of the consumer. Lag, security concerns, multiple apps for different tasks, etc., add to the hassle of maneuvering through these apps. However, my finance management has become much better with the convenience and security of Airtel Payments Bank. Due to this Airtel offer, my banking is on a single app, and with features like Safe Pay, I believe digital banking has been promoted. The functionality of the app is smooth, and I don’t have to worry about hung transactions, whether any amount has been debited twice, etc. It’s convenient now. And I don’t have to shuttle between my work and trips to the bank.

I made a video verification call through airtel thanks app to get the account. After verifying my PAN and Aadhar card, my account was ready with a digital debit card. Now the stagnant money is not good for one’s investment game. And with Airtel Payments Bank, I will get up to 6% interest rate on savings deposits above Rs. 1 Lac.
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ET Spotlight

The digital way of life is here to stay, and with it safety is a growing concern. But not with Airtel Payments Bank! We can link our airtel number with our savings account and activate airtel safe pay. Now no money will be withdrawn from my account without my approval. It is secure as Airtel Network Intelligence sends me real-time alerts. Third-factor authentication is a life saver.
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With Airtel Payments Bank, I have also diversified my investment portfolio. Through ‘DigiGold’, I got an opportunity to invest in 24K gold using the app. I can also gift Digigold to my loved ones. I can sell this gold in just a few clicks through the app, and no minimum investment value is required.
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While digital banking has stepped up the game, it’s also good to be rewarded for saving. And Airtel Payments Bank has come up with the Rewards123 program. Instead of searching for the next best deal, I get the most out of my transactions and payments.
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Airtel Thanks app puts my bank at my fingertips. My Virtual Debit Card helps me pay my bills, EMIs and even insurance premiums. This Airtel offer has eased my security concerns and empowered me to transfer my money with confidence and ease.

(The story of Niharika is a fictional account based on several testimonials from people who use Airtel Payments Bank)