No matter how prepared you are, you may not always have the money to cover every expense in an emergency. This is why it is unwise to rely solely on your savings or emergency fund. Crisis reductions only make things worse because they can disrupt other parts of your finances, such as ongoing investments. In such cases, it is best to opt for an emergency loan to access the additional funds. An emergency personal loan will ensure complete protection of your finances during emergencies and ensure that your urgent money needs are met quickly. Also, being an unsecured loan, you get instant access without putting your assets at risk.

However, when choosing an offering, you should choose one that you can trust. Bajaj Finserv
emergency loan
Go for a hassle free and quick lending experience. Here, you get a high-value, collateral-free emergency loan and enjoy benefits like instant approval, minimal documentation and much more. You can spend the clearance in any way you want and finance all kinds of emergency expenses. Bajaj Finserv offers a digital application process with approval in 5 minutes if you meet the personal loan eligibility criteria.

Read on to know how this instant personal emergency loan from Bajaj Finserv can help you clear unexpected and emergency expenses instantly.

Get instant access to funds as a pre-approved customer when you need instant money

Bajaj Finserv offers instant emergency personal loans that you can access online with just a few clicks. As a pre-approved customer, you can avail this financing option in a matter of minutes. Since you meet the personal loan eligibility criteria and are pre-approved, all you need to do is go through a simple process. This is important during an emergency as it saves time. Moreover, the pre-approved emergency loan deal is personalized to suit your needs and profile, offering you an exclusive and competitive interest rate on personal loans.

You can check your pre-approved emergency loan offer instantly in the following four steps.

1. Enter your name, contact number and city
2. Enter the OTP received on your registered number
3. Accept pre-approved loan offers
4. Authorize disbursement of loan amount

Enjoy the complete touch-free application process

Bajaj Finserv offers a completely digital application process, which assures your safety as well as guarantees instant access to funds. So, you don’t need to waste time by rushing to the branch during an emergency. Also, as a recipient of a pre-approved offer, you can avail funds in a few clicks within 3 minutes.

All you have to do is log on to the Bajaj Finserv website and fill in a simple application form that requires minimum personal, financial and professional details. For example, a. For
personal loan for salaried employees
You have to fill in the details like your name, address, your company name and your annual remuneration. You can get instant approval for the amount, using which you can settle any emergency expenses at any time.

Avail substantial funds with zero restrictions on its end use without putting your assets at risk
Apart from instant approval, Bajaj Finserv gives you unrestricted access to loan amounts up to Rs.25 lakhs. Emergency Loan from Bajaj Finserv is an unsecured loan that does not require any mortgage from you. This drastically reduces your application time, thereby ensuring immediate access to emergency funds.

Once the amount is disbursed to your account, you can use it to cover any emergency expenses. This is especially useful in medical emergencies because you can cover urgent care costs and recovery expenses as well. For other types of emergencies, you enjoy the same usage freedom, and you can handle any expenses without the hassle.

Pay off the loan at your convenience without any worries

Bajaj Finserv offers you a convenient and extended repayment tenure of up to 60 months along with competitive interest rates on personal loans. You can opt for a low and affordable EMI with a longer tenure or opt to keep the interest low by choosing a shorter tenure. You can choose this option as per your repayment capacity. However, calculate the personal loan EMI options before finalizing the loan terms.

You can also choose to pay interest-only EMIs for the initial part of the tenure to ensure that the payment does not exceed your budget. There is a provision of Flexi Loan facility, and with it, you can reduce the monthly payment by up to 45%. Additionally, you can make as many withdrawals as you need from the sanction, and pay interest only on the amount withdrawn.

Emergency Loan from Bajaj Finserv is arguably the best tool you can rely on in case of a crisis. Thanks to a plethora of digital tools and provisions including a personal loan app, you enjoy a seamless and instant lending experience. Don’t forget to check your pre-approved offers to get started right away and make sure you get the money you need on time.