According to the bank’s website, “With effect from 01.08.2022, it is proposed to make positive pay confirmation mandatory for checks of 05.00 lakhs and above. This means that checks issued for these values ​​will be in clearing/intersol without payment. will be refunded, if positive pay confirmation is not provided on or after 01.08.2022.”
According to the official Twitter account, “Committed to ensuring the safety of your banking. positive pay systemWe are here to protect you from check fraud. Checks above Rs 5 lakh are confirmed before clearing. So just #BankSafe with Bank of Baroda.”
These are the 6 mandatory inputs that have to be provided for this confirmation;
- check date
- Recipient Name
- Zodiac
- Account Number
- Cheque number
- transaction code
How to Verify Positive Pay Check Through Mobile Banking
Customers have to enter their Login Credentials > Select Options > Request Services > Positive Payment Confirmation > Select Operative Account > Enter Check Number > Balance Response on Mandatory Fields 1. Amount 2. Name of the Recipient and 3. Date 4. Transaction Code > Confirm > MPIN > Submit.
How to Verify Positive Pay Check Through Net Banking
Customers need to enter their login credentials > Select Options > Services > Cheque Book > Centralized Positive Pay Mechanism > Response to Mandatory Fields > 1. Select Active Account > Check Number 3. Amount 4. Recipient Name and 4. Date 5. Transaction Code > Confirm > Transaction Password > Submit.
How to Confirm Positive Pay Check Using SMS
Customers have to provide their positive confirmation on the checks issued to them to the beneficiary through virtual mobile number 8422009988. All input must contain spaces and the recipient’s name must be in capital letters, without spaces.
How to Verify Positive Pay Check by Calling Customer Care
After the customer identification process, customers can provide confirmation of their positive payment through the following toll free numbers – 1800 258 4455 and 1800 102 4455.