It said its repayment collections from bottom of the pyramid customers fell six basis points to 91% at the end of June from 99% three months ago amid rising inflation that may have impacted borrowers’ repayment capacity.

Bandhan’s micro finance loan This is almost half of the total gross debt of Rs 96649 crore at the end of June. The bank’s loans and advances portfolio grew 20% year-on-year even though it registered a decline of 3% from Rs 99338 crore at the end of March.

bank repayment collection in Assam The efficiency ratio fell by 20 basis points to 72% over a three-month period. collection efficiency In West Bengal decreased from 96% to 90%. These numbers include borrowers with non-performing and restructured loans.

These are as per the bank’s regulatory filings to the stock exchanges.

The bank said in the filing that the latest gross loan number of Rs 96649 crore is before considering write-off of loans.

If the bank writes off loans during the June quarter, the gross loan portfolio will be lower than what is now reported as provisional data.