In the positive pay system, the drawer of the check reconfirms the required details of the check to the bank, which the bank compares with the check presented at the time of processing the payment.
state Bank of India ,State Bank Of India) Customers who wish to use the service must first register their check operated accounts for positive payment system through one of our branches by submitting an application in the prescribed format.
Additional channels are available for registration including Mobile Banking (YONOlite), Retail Internet Banking (RINB), Corporate Internet Banking (CINB) and YONO (Mobile App).
According to the SBI website, ‘Customers will have to select the account level limit for registration. This can be any amount depending on the risk perception of the clients. However, the bank is planning to make the affirmative payment system mandatory for savings bank account checks of Rs 5 lakh and above and all other account types (current account / cash credit / overdraft) checks of Rs 10 lakh and above. Is. As such, once the mandatory clause is in effect, the maximum account level limit that can be selected will be the amount mentioned above. All the registrations already done above the mandatory limit will be brought to the mandatory level on the effective date.
How to submit SBI positive pay check details online
Step 1: Login to SBI Internet Banking
Step 2: In the home page, go to ‘Request & Inquiry’
Step 3: Click on ‘Check Book Services’ > ‘Positive Pay System’
Step 4: Navigate to the ‘Check Lodgement’ tab
On the check lodgement page, select the account number, check no instrument type (select the value printed on the cheque), amount, payee/beneficiary name, and date of cheque.
Step 5: Click on submit button.
Step 5: Verify the lodgement details and click on the confirmation button
Step 6: Enter the OTP received on the registered mobile number and click on submit button.
On submission, an appropriate message will be displayed to the customer.
How to Verify Using Mobile Banking (SBI Quick)
Customers who have registered for SBI Quick are required to text the following message to the virtual mobile number +917208933145. The account number will be taken as per the SBI Quick Registration of the customer.
CHQL Check Number
DDMMYYYY
How to Verify SBI Positive Pay Check Details through SBI Yono
Step 1: Login to YONO Mobile App Login
Step 2: Under Menu >> Service Request >> Check >> Positive Pay System
Step 3: Click on “Make a Request” for lodgement
Step 4: Select an account number for which the check is issued.
Step 5: Enter Check Date, Check Number, Check Amount, Beneficiary Name, Instrument Type (Dropdown Values -10,11,29,31).
Step 6: Click on “Next” and review the entered details.
Step 7: Select the check box for ‘Terms and Conditions’ and enter the OTP.
The customer is shown a success page with the reference number.