Best Debt Consolidation Loans Bad Debts – Quick Overview
- green dollar loan – Best for Debt Consolidation Loans for Bad Credit
- big buck loan– Best for Credit Card Debt Consolidation
- Viva Payday Loan – Best for debt consolidation payday loans
- Low Credit Finance – Best For Personal Loans For Debt Consolidation
- Credit Clock – Best for Same Day Debt Consolidation Loans
Best Debt Consolidation Loans Bad Debts 2022 – Full Overview
1.
Green Dollar Loans – Best For Debt Consolidation Loans For Bad Debts
Green Dollar Loans specializes in quick debt consolidation loans with bad credit, all of which provide access to FICO scores. Lending amounts range from $100 to $5,000, with flexible repayment terms of up to 24 months.
It takes about two minutes to apply with Green Dollar Loans, all made accessible through a simple online form. Although lending decisions may be subject to credit or affordability checks, funds can often be transferred on the same day.
Pros:
· Quick application process
User friendly loan calculator
· Prompt funding offered
Shortcoming:
APR as high as 35.99%
spotlight wireBig Buck Loan is another debt consolidation loan for bad credit providers, which offers the scope to transfer money in as little as 15 minutes. This provider has many customer testimonials on their website detailing their positive experiences.
All FICO scores are welcome to apply for these debt consolidation loans for bad credit online, with funding available up to $5,000.
professionals
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· Multiple customer testimonials
· All FICO scores welcome
· Offering up to $5,000 in funding
Shortcoming:
APR determined by the final lender
3. Viva Payday Loans – Best For Debt Consolidation Payday Loans
spotlight wireThe top debt consolidation loan for bad credit providers is Viva Payday Loan. This broker offers APR starting from just 5.99%, with repayment time frame from 2-24 months.
Viva Payday Loans also offer flexible funding amounts, ranging from $100 to $5,000. Notably, all FICO scores are welcome to apply with Viva Payday Loans, making it one of the most popular guaranteed debt consolidation loan providers.
Pros:
Lending decision in minutes
Borrow up to $5,000
· All FICO scores welcome
Shortcoming:
Unavailable in some states
4. Low Credit Finance – Best For Personal Loan For Debt Consolidation
spotlight wireLow Credit Finance provides fast loan consolidation loans online for bad credit through an easy to use online portal. All types of credit are welcome to apply, same day decisions are possible in some circumstances.
APRs range from 5.99% to 35.99%, and funding starts at $100. Lastly, no paperwork is required, and no hidden fees are charged from this provider.
Pros:
No paperwork required
No upfront/hidden charges
vast network of lenders
Shortcoming:
loan is not guaranteed
5. Credit Clock – Best for Same Day Loans
spotlight wireRounding out the list of guaranteed debt consolidation loans is Credit Clock. This provider connects borrowers and lenders through a streamlined online portal, which offers repayment tenures of 3 to 24 months.
With funds ranging from $100 to $5,000, pre-approval can take as little as two minutes. Although guaranteed approval of bad credit debt consolidation loans may not be possible due to US regulation, this provider can facilitate quick loans using its vast network of lenders.
Pros:
Pre-approval in just two minutes
· Repay between 3-24 months
No paperwork required
Shortcoming:
Not available in some states
What are debt consolidation loans for bad credit and how do they work?
Due to the development of fully digital application processes, it is easier than ever to get a debt consolidation loan with bad credit. These loans represent short-term financing, typically in amounts of less than $5,000.
Although guaranteed approval of bad credit debt consolidation loans may not be possible, as regulation may require a credit check to the final lender, these loans can still be obtained faster. Debt consolidation loans with bad credit can often be obtained the same day the lending decision is approved.
How To Apply For Debt Consolidation Loan For Bad Credit In Quick Steps On Viva Payday Loan
- Step 1: Choose your loan amount – Decide how much funding you need ($100 to $5,000) and repayment term (2-24 months).
- Step 2: Complete the application form – Complete the given application form through the Quick Debt Consolidation Loan for Bad Credit Provider’s website.
- Step 3: Wait for the decision – A lender will provide a decision in minutes or an option.
- Step 4: Get your loan – U.S. to the final lender Credit checks may be required as per regulation; If the check passes, the money can arrive on the same day.
Debt Consolidation Loans For Bad Credit Features And Factors To Consider
Some of the key features related to the best bad credit debt consolidation loans online are mentioned below:
digital applications
Debt consolidation loan bad credit providers offer completely digital application processes, meaning borrowers can apply without the need to send physical paperwork.
Funding amount limits
Many bad debt debt consolidation loan brokers will offer funding ranging from $100 to $5,000.
Accepts all FICO scores
Debt consolidation loans for bad credit can be applied online regardless of creditworthiness – although US regulatory guidelines may require a credit check to the final lender.
How To Choose The Best Debt Consolidation Loan For Bad Credit Providers?
These criteria were employed when deciding which debt consolidation loan to include for bad credit online providers:
- APR categories were explicitly stated
- No upfront fees or costs charged
- Range of funding amounts on offer
- All FICO scores are welcome
conclusion
This article discusses how to get debt consolidation loans online for bad credit, highlights several reputable providers with easy application processes. Viva Payday Loans is a safe bet for those looking to apply for a payday loan today, as the platform can provide a decision in just two minutes, with funds up to $5,000 available.
frequently Asked question
Which Debt Consolidation Loans Accept Bad Credit?
The best online debt consolidation loans for bad credit can be availed through Viva Debt Consolidation Loans, which offers a completely digital application process with quick decisions.
Where to get the best debt consolidation loan with really bad credit?
Instant bad debt debt consolidation loans are offered through Viva Loan Consolidation Loans, which provide a platform to connect borrowers with potential lenders.
Are Bad Debt Debt Consolidation Loans Secured?
Yes, debt consolidation loans for bad credit are safe as long as you partner with a reputable loan facilitator.
Disclaimer – The above content is non-editorial, and TIL disclaims any and all warranties, express or implied, relating thereto, and does not guarantee, confirm or necessarily endorse any content. The loan websites reviewed are loan-matching services, not direct lenders, therefore, are not a direct participant in the approval of your loan request. Requesting a loan with websites does not guarantee the approval of the loan. This article does not provide financial advice. If you require financial assistance, please seek the help of a financial advisor. Loan available to US residents only.