Finding installment loans online for Americans without picture-perfect credit history can be incredibly challenging and can also be quite frustrating. This is especially the case when you are in need of instant cash. 5 installment loan providers are mentioned below to help you find the most suitable loan provider for your financial needs.

quick overview

1.

Viva Payday Loan – Suitable for all types of installment loans online

2.

low credit finance – Best suited for installment loans for bad credit

3.

big buck loan – Installment loan for unemployed persons can be searched here

4.

heart pay day – Suitable for online installment loan with instant decision

5.Green Dollar Loan – For same day installment loan

1. Viva Payday Loans – Suitable For All Kinds Of Online Installment Loans

The online installment loan application process on the Viva Payday Loan webpage is easy to complete, taking no more than a few minutes for most applicants. The platform boasts a $100 to $5,000 loan range and offers applicants 3 to 24 months to repay their online installment loans. The interest rates on Viva Payday Loans are quite reasonable, starting from 5.99%.

eligibility requirements

• Earn $1,000+ per month
• be of legal age (18+)
• good income-expenditure ratio

professionals

• The entire application process can be done online
• Accepted applicants with bad credit
• customizable loan terms

Shortcoming

• The interest can be quite high.

2. Low Credit Finance – Best Suitable For Installment Loans For Bad Credit

Bad credit holders may opt for low credit finance. While low credit finance accepts applicants with poor credit history, there is no guarantee of approval. Applicants can apply for an installment loan for bad credit up to $5,000 and choose a repayment term between 3 and 24 months.

eligibility requirements

• $1,000+ . monthly income of
• Minimum 18 years
• pass an affordability assessment

professionals

• $5,000. loan up to
• Repayment period up to 24 months
• Applicants with any credit history are welcome

Shortcoming

• Interest rates can be up to 35.99%

3.Big Buck Loan – Online Installment Loan for Unemployed Persons

Big Buck Loan makes it possible for individuals who are self-employed, unemployed, or seeking benefits, they can easily apply for an installment loan online just like any other applicant. Through a Big Buck loan, applicants can borrow between $100 and $5,000 without being traditionally employed.

eligibility requirements

• Earn at least $1,000 per month
• 18+ years
• active US bank account

professionals

• instant approvals
• easy to apply
• options for all

Shortcoming

• Interest rates may reach 35.99%

4.Heart Paydays – Suitable for Online Installment Loans with Instant Approval

Heart Paydays is suitable for applicants who are in need of cash now. The platform offers personal installment loans between $100 and $5,000 to applicants with a repayment period of up to 24 months. The interest rates on the site range between 5.99% and 35,99%, and once an applicant submits their application, they will get a response in less than two minutes.

eligibility requirements

• $250+ weekly income
• 18. should be more than
• US bank account and mobile number

professionals

• same day payment
• Applicants with poor FICO scores are accepted
• Loans can be adjusted to suit your needs

Shortcoming

5.Green Dollar Loans – For Instant Same Day Installment Loans

With Green Dollar Loans, there is no time to worry about whether your application will be successful or not, as you will have to make a decision within two minutes. Applicants can borrow up to $5,000 per guaranteed installment loan for bad credit and repay it over two years. If an applicant is successful, he will get his money within 24 hours.


eligibility requirements

• over 18 years old
• Earn $1,000 or more per month
• US citizen or permanent resident

professionals

• Quick Online Application Process
• payment within 24 hours
• Options for Bad Credit Borrowers

Shortcoming

• Interest can reach up to 35,99%

What are installment loans and how do they work?

Personal installment loans are small loans, which are usually repaid over a short period, usually 3 to 24 months. The loan model for guaranteed installment loans for bad credit is quite simple, with applicants applying online in five minutes or less and then repaying the loan along with interest charges.

How to apply for installment loan in quick steps?

To apply for Guaranteed Decision on Installment Loan for Bad Credit you need to follow these four steps:


Step 1: Choose your loan amount

You can choose to borrow $100 and $5,000 and choose a repayment term of 3 to 24 months.


Step 2: Complete the application form

You will be asked to add your personal information to the application form to complete it.

Step 3: Wait for the decision

After you submit your application, you’ll know in two minutes or less whether a lender can help you.

Step 4: Get your loan

You will be sent a contract to be signed by the lender and sent back to receive your loan. You will be paid within 24 hours.

Features of Installment Loans and Factors to Consider

Personal Installment Loan Interest Rates

An interest rate of 5.99% to 35.99% will be added to your Guaranteed Installment Loan for Bad Credit and will be included as part of your monthly installment.

Loan Amount and Repayment Terms of Personal Installment Loan

Applicants can borrow between $100 and $5,000 with each personal installment loan and choose a repayment term of 3 to 24 months to suit their needs.

Reputation of personal installment loan lenders

The loan-searchers mentioned above work with well reputed, trustworthy and reliable personal installment loan lenders.

How to choose the top installment loan providers?

All providers should offer the following:

• Interest rates not to exceed 35.99%
• Easy application that can be completed completely online
• Payment within 24 hours or less
• customizable loan terms

conclusion

Viva Payday Loans for guaranteed installment loans are a top pick for providers of bad credit direct lenders, as they offer their service free of cost and allow applicants to choose their loan amount and repayment tenure.

frequently Asked question

What is the cost of getting a guaranteed installment loan for bad credit from direct lenders?

Applying for a guaranteed installment loan for bad credit directly from lenders through loan-searchers like Viva Payday Loan is completely free of cost, and you won’t face any unexpected hidden fees along the way.

What happens if I don’t pay my only guaranteed installment loan for bad credit or do a credit check on time?

If you default on your installments or make late payments for only guaranteed installment loans with bad credit or no credit check, you can expect some negative points to be added to your credit score. You may also be charged a penalty or late fee by the lender.

How long do I need to wait between no credit check installment loans?

You need to wait at least 24 hours after paying off your first no credit check installment loan before applying for another.

Disclaimer – The above content is non-editorial, and TIL disclaims any and all warranties, express or implied, relating thereto, and does not guarantee, confirm or necessarily endorse any content. The loan websites mentioned are loan-matching services, not direct lenders, therefore, not a direct participant in the approval of your loan request. Requesting loans with websites does not guarantee loan approval. This article does not provide financial advice. If you need financial assistance, please seek the help of a financial advisor. Loan available to US residents only.