1) Some diseases do not require admitted to hospital and can be diagnosed and treated in an outpatient department (OPD) and these expenses can be significant.

2) health Insurance These visits to the doctor, diagnostic tests or minor surgeries are included in the plan with OPD cover.

3) In some policies OPD cover is included in the basic health plan and in others you have to buy it separately.

4) It can be claimed as reimbursement or as possible cashless facility in network hospital.

5) It is a perfect addition for people who are generally healthy but prone to injuries or minor ailments and senior citizen who are often doctors.

Content on this page is courtesy of Center for Investment Education and Learning (CIEL). Contributions by Girija Gadre, Aarti Bhargava and Labh Mehta.